Account Analysis

Monthly Maintenance Fee	$15.00
ITEMS PAID
Checks	0.16
ATM Debits	no charge
ACH Debits	0.10
DEPOSITS
Paper	.50
ATM	n/a
ACH	0.08
OTHER
Deposited Items On-Us	each item .09
Deposited Items other	each item .12
Returned Deposited Items	$4.00 / $8.00 for special handling
Deposit Corrections	$3.50
Multiple Signature Monitoring	$10.00
Reserve Requirement	10%
FDIC Insurance Factor	.07 per $1000
Draws on Uncollected Funds	Prime + 2%
Earnings Credit Rate on Collected Balances (not applicable to Business Interest Checking)	Please contact us for current earnings rate
Deposit Bank® Fee (standard)	$30.00 / month
Stop Payments	$25.00 per request or renewal
Wire Transfers Incoming	$10.00
Wire Transfers Outgoing	$15.00
Research	$30.00 an hour
Photocopies	$5.00 per page
CPA confirmations	$10.00
Zero Balance Account	$25.00
Zero Balance Sub Account	$10.00
Investment Sweep Fee	$75.00 a month
Line of Credit Sweep Fee	$75.00 a month
CASH MANAGEMENT
Cash Management Services	$35.00 a month
Internet Bill Pay Fees	$0.50 each per item
ACH Receipts	.12 per item
ACH Batch	.12 per item
Payroll	.12 per employee