IBOT FINANCE, INC. - Premium Finance Program Continues to Improve

With the recent enhancements to Insurors Bank's premium finance program, more and more agencies continue to sign up for the program. What could be easier or more convenient? Now available in all 50 states and in amounts as low as $500, using IBOT Finance is an excellent way to support your Bank.

Click here and complete the easy application to use Insurors Bank for your premium financing needs. Or, call toll free 866-866-4268 for personal assistance.

INSURORS BANK OF TENNESSEE - Earn Higher Interest

Also, the bank is currently offering the following special rates on Certificates of Deposit. Park your extra cash where it will earn the best yield:

Term	APY
11 Months	2.00%
15 Months	2.30%
19 Months	2.40%

*Annual Percentage Yield as of February 27, 2003, subject to change without notice. The APY assumes interest remains on deposit until maturity. The APY will be less if interest is paid by check or credited to another account. Penalty for early withdrawal. Limited Time Offer, $10,000 Minimum Deposit Required. This offer is not valid for broker deposits, institutional investors, or entities requiring pledged securities.