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Our Privacy Policy

What Does InsBank and its subsidiaries Ambulo Inc, InsBank Finance Inc, and Finworth Mortgage LLC Do With Your personal Information?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social security number and income
  • account balances and payment history
  • credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons InsBank and its Subsidiaries Ambulo Inc, InsBank Finance Inc, and Finworth Mortgage LLC chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does InsBank and Subsidiaries share? Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes -
to offer our products and services to you
Yes No
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes -
information about your transactions and experiences
No No
For our affiliates' everyday business purposes -
information about your creditworthiness
No No
For nonaffiliates to market to you No We don't share
Questions:

Call (615) 515-2265 or go to www.insbanktn.com

What we do
Who is providing this notice? InsBank and its Subsidiaries Ambulo Inc, InsBank Finance Inc, and Finworth Mortgage LLC
What We Do
How does InsBank and its Subsidiaries protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does InsBank and its Subsidiaries collect my personal information?

We collect your personal information, for example, when you

  • [open an account] or [Use your credit/debit card]
  • [apply for loan] or [provide employment information]
  • [make deposits or withdrawals from your account]
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only:
  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.
  • InsBank and its Subsidiaries do not share with our affiliates
Nonaffiliates Companies not related by common ownership or control. They can be financial and non-financial companies.
  • InsBank and its Subsidiaries do not share with non affiliates so they can market to you.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • InsBank and its Subsidiaries don't jointly market.
Other important information
 


NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

InsBank
2505 21st Avenue South, Suite 204  |  Nashville, TN 37212  |  615.515.BANK  |  866.866.BANK
NOTICE: The bank is not responsible for and has no control over the subject matter, content, information or graphics of the websites that have links here. Please contact us with any concerns or comments.
 
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